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        BANK OF INDIA

DESCRIPTION HOME LOAN MORTGAGE LOAN (LAP)
Processing Charges Up to 0.5%* (min. ₹5900) Up to 1%* (min. ₹5900)
Loan Tenure 1 to 30 Years 1 to 15 Years
Loan Amount 5 Lakhs to 10 Crore 5 Lakhs to 10 Crore
Prepayment Charges Nil Nil
Foreclosure Charges Nil Up to 2%*

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Mobile # (Format: 98XXXXXXXX)

LIST OF DOCUMENTS

Salaried Employees
  • Photo – Applicant and Co Applicant
  • Pan card and Aadhar card Applicant and Co Applicant
  • Residence Proof (Aadhar Card, Passport, Driving License, Telephone Bill,  Any other Certificate from Statutory Authority)
  • Education Qualifications – Latest Degree
  • Latest Salary-slips for 3 months
  • Form 16 for last 2 years
  • Last 6 months Bank Statements
  • All Loan Details ( If Any)
Self Employed
  • Photo – Applicant and Co Applicant
  • Pan card and Aadhar card Applicant and Co Applicant
  • Residence Proof (Aadhar Card, Passport, Driving License, Telephone Bill,  Any other Certificate from Statutory Authority)
  • Education Qualifications – Latest Degree (for professionals)
  • Certificate & Proof of business existence along with Business Profile
  • Last 3 years Income Tax returns (self and business) with Profit & Loss Account & Balance Sheets duly certified/audited by a Chartered Accountant
  • Last 12 months Bank Account Statements (self & business)
  • All Loan Details ( If Any)