About Home Loan

A Home loan is a loan product where the lender provides funds for the purchase or construction of a house/ residential property. The home loan may be availed either for buying a new house or resale of an existing residential house. However, before making any decision, a borrower must consider the best home loan offers at that time.

Apply for Home Loan
To apply for home loan on Financeway.in – Click on Apply for loan.
Our specialists will search for best financial bank/NBFC depending upon your details.
Submit the documents required to process your loan.
Get Quick sanction and disbursement once all documents are submitted.

Home Loan assessment by Bank
The next step in the Home Loan process is the Home Loan Assessment. The bank will evaluate your application and fix your Loan Eligibility. For this, the bank considers the following factors:

Income
Age,Nature of Job and Stability,Existing Liabilities,Repayment Capacity,
residence, office and CIBIL verification along with other checks mentioned above would be carried out by the banks during Home Loan process.

Your Dream Home is a one Click Away

GET A HOME LOAN

Apply for loan

Home Loan Products

Achieve all your goals and aspirations with the right kind of help exactly when you need it.

Pre sanction home loan

Financeway.in gives you offers  for pre sanction of home loan based on Age,Nature of Job and Stability,Existing Liabilities,Repayment Capacity even before you finalize your dream home.

New Home

New Home Loan at basic interest rates from financeway.in. You can apply online and check your eligibility and easy EMI. Fast Approval for your new home loan.

Land Purchase & Construction your dream home

Financeway.in give you home loan for land purchase & construction to make your dream home. You can compare home loan rates with our compare loan table. Apply online for Home Loan.

Home Renovation

Get instant approval for renovation of your home. Financeway.in introduce home improvement ( Renovation) loan. It is with basic rate and flexible EMI repayment.For more detail you can Apply home loan.

Get financing for whatever you need now

Enquire Now

Features of Home Loan

Financeway.in offers a one stop solution to a home buyer. You can browse through our range of home loan products, check your eligibility and apply now.

Faster Loan

Streamlined application process, fast and easy approval process, get your quick loan approval.

Choose your dream home after sanction

Financeway.in give you offers  for presanction home loan.Choose your dream home loan after sanction.

Enjoy the best rates best services

Our home loan rate of interest is very attractive with special offers.

Decide your tenure

We can fund up to 70 years for salaried and self employed.

Home Loan - Eligibility

Any salaried, self-employed or professional, Private limited companies, Government sector employees including Public Sector is eligible for a home loan.

Age

Maximum age of applicant at loan maturity: 60 years for salaried and self employed.

Income

Minimum Net Monthly Income: Rs 15,000

Credit Rating

Applicant should have the bank specified credit score.

Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

Surely Part-Payment & Prepayment in housing loan can be done at any stage. There is no Part-Payment & Prepayment penalty applicable if loan is on floating rate of interest. If loan is on fixed rate of interest then Part-Payment & Prepayment charges varies from 1.00% to 2.00% bank to bank.

In Retail loans 3 to 4 working days once documentations are completed.

Processing fee in housing loan varies from bank to bank, normally it starts from 5000/- to 0.50% of loan amount + GST .

Yes sure Financeway.in offer you refinance on your home loan.

Surely, In-principle / Pre-Approval letter can be issued to you based on your income. After receiving letter, you can plan your budget for property.

Validity of an In-principle / Pre-Approval letter varies from 30 days to 90 days, depending upon bank to bank

Taking a bank loan is always advisable as it gives you various benefits as below …

  1. A Housing loan as it would enable you to get tax exemptions as per Income Tax rules.
  2. A Housing Loan can be given by a bank only after all the due diligence of legalities of property are done so you are always secured in term of property.
  3. A Good Loan track record makes bank more comfortable to fund you in case of big requirement in future

Apply Now

Now apply for a  home loan, All you need to do is provide your details below application form.

Mobile2 # (Format: 98XXXXXXXX) No spaces, No dashes, No hyphens

Optional