About Personal Loan

Personal loan is the obvious choice if you need a finance for Medical emergency, Wedding purposes, Abroad travel, Holidays, Child education,Home Renovation and for buying consumer durable things.

A Personal Loan is an all-purpose loan. It is absolutely hassle free and you can do virtually anything under the sky with the money, as long as you pay off the installments in time. It is an unsecured loan without guarantors, securities, or any mortgages.

Your Dream come true is a one Click Away

Personal loans to salaried, self-employed professionals such as Doctors, Chartered Accountants, Engineers, and Architects etc. are available at special rates being preferred customers.

Salaried individuals 10.99%* and above
Self Employed Professionals 13.5%* to above
Self Employed Non Professionals 16.5%* and above

The above rates are purely indicative. The actual rates that you can get from the bank depend on various factors like income, company profile, turnover, repayment history, qualification and negotiating power etc

Personal Loan Products

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

Medical Emergency

Financeway.in offers you personal loan for your unexpected medical emergency. Get instant personal loan for all kind of medical emergency expenses.

Wedding Purpose

You can manage your dream marriage day with our personal loan option. Have the wedding celebration of your dreams. Apply now personal loan for wedding purpose.

Abroad Travel

Plan an exotic vacation anywhere around the world with your loved ones. You can take the dream vacation with your loved ones to your desired destination.Get the funds for the expenditure involved in going abroad for taking up employment.

Child Education

We provide personal loan for pursuing higher studies of your child. We provide the right tools to every potential child.

Get finance for whatever you need now

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Features of personal Loan

All loans are not created equal, personal  loan has become a great option for people to use.

Faster Loan

We provide personal loan sanction within 24 hours after submitting all the docs.

Choose your amount

You can choose your loan amount from 50k to 25 lacs and is provided based on your eligibility

Enjoy the best rates

Our loan rates and charges are very attractive and provide the best deal.

Decide your tenure

Decide your tenure from 1 to 5 years

Personal Loan - Eligibility

Your income i.e., salary if salaried and IT Returns if self-employed along with other factors such as repayment track record and bank statement amongst others are considered by the banks during loan sanction. Personal loans are available from Rs.50, 000/-to Rs.25, 00, 000/-for tenure of 1 year to 5 years depending on income and repaying capacity. The rule of thumb being longer the tenure higher the loan amount and lower the EMI per month.

Age

Minimum Age: 23 years & Maximum age of applicant : 55 years

Income

Minimum Salary Rupees : 14000/- and Minimum Income tax Rupees : 250000 P. A

Credit Rating

Applicant should have the bank specified credit score. Minimum Cibil Credit score : 650

Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

What is Unsecured Personal Loan ?

The word Unsecured Personal Loan means when a salaried or self-employed person apply for a loan based on his income not providing any kind of security against the loan.

What are the time line to process a loan application ?

It takes 24 Hours once documentations are completed

What security do I have to furnish ?

No need of giving any security or guarantor  apart from security cheque.

What security do I have to furnish ?

No need of giving any security or guarantor  apart from security cheque.

What are the processing fees charged by the bank ?

Processing fee in personal loan varies from bank to bank, normally it’s start from 0.50% to 3.00% of loan amount.

How much is the loan tenure ?

In personal loan bank do offer loan for 1 year to 5 years.

Can I prepay the loan? Are there any penalties ?

Surely prepayment can be done after 6 months from the date of loan taken.

Apply Now

Now apply for a Personal Loan, All you need to do is provide your details in below application form.

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