Business Loan

Working capital that keeps pace with how business actually moves.

Expansion, inventory, a seasonal cash crunch, or new equipment — an SME business loan from ₹5 lakh to ₹5 crore, matched to lenders who actually understand your sector.

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₹5L–₹5Cr

Loan range

11%+

Starting rate

2–3 days

Fast-track sanction

7 Yrs

Max tenure

Why choose this with us

Benefits built around the borrower.

A short list of what actually changes when you apply through Financeway instead of walking into a branch.

Built for growth cycles

Structured around seasonal or project-based cash flow, not a one-size EMI.

Fast turnaround

Sanction in days for businesses with clean, up-to-date financials.

Unsecured options available

Many lenders offer collateral-free business loans up to ₹50 lakh.

Doorstep document pickup

Financials and KYC collected from your office — no lost workday at a branch.

Transparent fee structure

Processing fees and foreclosure terms disclosed before you commit.

GST & MSME-friendly

Lenders in our network specifically cater to GST-registered and MSME-classified businesses.

Loan Instrument

See your EMI before you apply.

Move the sliders — the split between principal and interest updates in real time.

Loan Amount ₹1,500,000

Interest Rate (p.a.) 14.00%

Tenure 48 months

Apply at this EMI →

Estimated Monthly EMI

₹21,494

● Principal
₹10,00,000

● Interest
₹2,89,640

Business Loan

What you'll need

Keep these ready to speed up your application.

Documents Required

Keep these ready — our representative collects them at your doorstep.

PAN & Aadhaar of proprietor/partners/directors
Business registration & GST certificate
Last 2 years' ITR & financial statements
Last 12 months' bank statement (current account)
KYC of business (partnership deed / MOA-AOA)
Existing loan statements, if any

Eligibility Criteria

A quick self-check before you apply.

Business vintage of at least 2 years
Minimum annual turnover as per lender's slab (varies)
Credit score of 700+ for the business/promoters
GST-registered where applicable
No major defaults in existing credit history

Questions

Frequently asked questions

Not always — many lenders in our network offer unsecured business loans up to ₹50 lakh based on turnover and credit history alone.

Primarily on annual turnover, profitability, banking behaviour and credit score — newer businesses may need to show stronger recent performance.

Most partner lenders require at least 2 years of operating history; newer businesses may explore MSME-specific or founder-backed personal loan options instead.

Working capital, inventory purchase, equipment, expansion or refinancing costlier existing debt — end-use is generally unrestricted for term business loans.